About

The quiet lender for loud bags.

Pawcket exists because your bags should work for you instead of sitting idle while you miss the next play.

The thesis

Real assets, zero options.

Robinhood Chain holds tokenized stocks worth real money and a memecoin market that trades around the clock. Holders will not sell the bottom or take profit, but they need ETH: for gas, for the next play, for real life. Lending protocols ignore both classes. Billions in dormant capital, no way to unlock liquidity without selling.

What we built

A pawn shop that lives in one transaction.

01

Two collateral classes

Screened memecoins and Robinhood issued stocks and ETFs, one contract, one set of rules.

02

In vault exits

Take profit, stop loss or a ladder armed on the collateral of an open loan. The ETH stays in the loan until you repay.

03

74 approved tokens

If it has real liquidity and a clean contract, we lend against it. If it dropped 50% in two days last month, we do not.

04

Onchain credit

A 300 to 850 score published to a public oracle. Reputation that travels with your wallet.

05

One block funding

Approve, sign, done. The ETH is in your wallet before the next block.

06

Holder first economics

70% of every fee to token holders, paid in ETH on a random cadence. No staking, no claiming.

Roadmap

Where we are headed.

DoneContracts on mainnet, first loans, exits and repayments, 74 tokens approved, dashboard, docs, stats.
NextToken launch on Pons, holder distributions, referral payouts, governance signal votes.
ThenTier gated rates from the credit score, ownership behind a hardware wallet and timelock, agent access to the API.
Our values

Three pillars.

Transparency

One flat fee. No hidden rates. Every number derived from the chain.

Accessibility

If you can sign a transaction, you can borrow. No DeFi expertise required.

Security

Noncustodial. Onchain enforcement. Narrow operator roles. Security page.

Your bags are sitting idle.

Put them to work without selling a single token.