Borrow ETH. Keep your bags and your stocks.
Pick what you hold. The contract sends ETH to your wallet in the same block. No counterparty, no middlemen, no selling.
Memecoins
Borrow ETH against your bags without selling. Screened for a clean contract, real liquidity and a 30 day drawdown history.
6 approved coins · 1.5 to 3% fee
Tokenized stocks
Borrow against AAPL, NVDA, TSLA and more, plus index ETFs, issued on Robinhood Chain and quoted in USDG.
68 equities and ETFs · 2.5 to 5% fee
Three tiers. Two to seven days. 30% max LTV.
Borrow against 6 approved memecoins. Higher volatility caps the LTV, shorter terms keep you safe.
Express
Maximum borrowing power. Best for short plays where you need the most capital.
Quick
Balanced option. More time to repay with a comfortable loan to value ratio.
Standard
Lowest LTV means the most room before the collateral only covers the debt. A full week to repay.
Up to 70% LTV. 30 day terms. Stocks you already hold.
Equities carry far lower volatility than memecoins, so the protocol lends more against them and for longer.
Stock Express
Seven day loan at 50% LTV. Best when you need capital fast and plan to repay within a week.
Stock Quick
Fifteen day loan at 60% LTV. The sweet spot: more cash, more time.
Stock Standard
Thirty day loan at 70% LTV, our highest. Maximum capital, a full month to repay.
Set your exits before you borrow.
Pick the price you want to sell at when you open the loan, not after. The engine watches the chart around the clock and the moment a target hits it sells that slice of the collateral into ETH inside the vault.
Sell when the price doubles
Set 2x, a dollar price or a market cap. Locks in gains hands off.
Stop the bleed
Set a floor at 0.7x or any level. Caps the downside before it spirals.
Ladders
Sell 50% at 1.5x, 30% at 2x, 20% at 3x. Lock some, let some ride.
How the loan ends
Two outcomes. You repay in full or in part before the term ends and the collateral comes back the same instant, together with any ETH the exits parked. Or the term ends without repayment and the collateral is forfeit: the keeper network liquidates the loan, the keeper earns a bounty, the pool recovers its principal first and the rest is protocol revenue. There is no surplus refund. That is the trade for a fixed term with no margin calls: a temporary price drop cannot liquidate you, but the due date is a hard deadline.
If the price moves against you
Three protections. Top up with more collateral for free, extend for another term for the tier fee, or arm a stop loss that sells into ETH inside the loan at a price you pick. Lower LTV tiers also leave more room before the collateral is worth only the debt, so they give you more time to react.
See exactly what you receive before opening the dashboard.
Pick a class, drag the slider, see your payout.
in ETH (0.1181 ETH)
- Repay within 2 days
- $300 (0.1218 ETH)
- Origination fee (3%)
- $9
- Collateral still covers the debt down to
- 30% of today's price
Under a minute.
Same contract whether you start from the dashboard or from a token page.
Open the dashboard
Connect your wallet and sign a message. No signup, no email.
Pick your collateral
Every approved holding in your wallet shows up with a live price, the cap and the exact ETH you receive.
Select a loan tier
Memecoins 30 / 25 / 20% LTV on 2 / 3 / 7 days. Stocks 50 / 60 / 70% on 7 / 15 / 30 days.
Sign and receive ETH
One transaction. ETH lands in the same block, the fee is taken up front.
Repay and get your tokens back
Repay before the term ends and the collateral returns the same instant. Every repayment builds your credit score.
Credit score
Start at 500. Repay on time and it rises, miss a term and it falls. Tied to your wallet and published to the credit oracle contract, readable by any protocol.
What it does today: tracks reputation and shows on the leaderboard. What it does not do yet: change your LTV, fee or term. Those are identical for every wallet today.
74 tokens, live and risk assessed
Tap one to start a loan with that token preselected.
Memecoins · 6
Tokenized stocks and ETFs · 68
Ready to borrow?
Connect your wallet on the dashboard. ETH in your wallet in one transaction.