Borrow ETH against your tokenized stocks.
Three tiers up to 70% LTV and a full month to repay. Prices come from two sources that have to agree, so a stale weekend quote cannot open a bad loan. Built for tokenized stocks, not retrofitted from a memecoin lender.
- Max LTV
- 70%
- Longest term
- 30 days
- Fee
- 2.5 to 5%
- Quote
- USDG pools on Uniswap v4
- Issuer
- Robinhood
Up to 70% LTV. 30 day terms.
Equities realize a fraction of memecoin volatility, so the protocol lends more against them and for longer.
Stock Express
Seven day loan at 50% LTV. Best when you need capital fast and plan to repay within a week.
Stock Quick
Fifteen day loan at 60% LTV. The sweet spot: more cash, more time.
Stock Standard
Thirty day loan at 70% LTV, our highest. Maximum capital, a full month to repay.
Why two collateral classes, not one.
We measured the worst 48 hour move of every memecoin on Robinhood Chain over the last 30 days, and the same for the stock pools.
Max LTV. Daily moves of a few percent, no single day 10% gaps in the basket over the trailing quarter.
Max LTV. Even the survivors of our screen fell 30 to 47% inside 48 hours at least once in the last month.
Tokens that dropped 50% or more inside two days do not get listed at all, whatever their market cap.
Stock quotes run five days a week. Pools trade seven.
A frozen quote and a moving pool
Robinhood quotes stop at the Friday close. The USDG pool keeps trading through the weekend on news nobody can price. A lender that trusts the frozen quote would lend against Friday's value on a Sunday night.
Two sources have to agree
Every stock valuation needs the Robinhood mid price and the pool spot to sit within 2% of each other, and the contract keeps its own 30 minute average as a third check. When they disagree, no new loan opens. Repay, extend and top up keep working; only new origination waits.
Five layers blocking fake stocks.
A memecoin renamed Tesla Stock cannot enter the collateral set at any layer.
Issuer registry pinning
The stock list comes from Robinhood's own asset registry. Only contracts it publishes for chain 4663 can be classed as stocks.
Address level allowlist
Every approved ticker is locked to one contract address. A token with the same symbol and a different address is a different row that never gets the stock class.
USDG pool inventory
A stock is only enabled while its Uniswap v4 pool holds enough inventory to sell a liquidated position. Thin pools stay in review.
Quote pinning
Valuations use the USDG pool the operator pinned, not whichever pool has the best print. Every route is stored onchain.
Two source agreement
Robinhood mid price versus pool spot, 2% tolerance, plus the 30 minute TWAP gate in the contract. A fake print on one venue cannot mint a loan.
Three moves.
Hold the stock in your wallet
Any approved Robinhood stock token on chain 4663. Nothing to deposit in advance.
Pick the tier, sign once
Approve the token and confirm the loan. ETH lands in the same block.
Your equity stays yours
Repay within the term and the shares come back. Arm a take profit to sell part of the position into ETH while the loan runs.
Approved stocks and ETFs
Your equity stays yours. The ETH is borrowed against it.
Permissionless, fixed term, no margin calls. Borrow without selling, repay without losing your stack.